Embedded Payroll API

Add salary payments
to your platform in 2 weeks

Your customers want earned wage access, flexible pay, and salary advances. Plean's API lets you embed all of it without building financial infrastructure. We handle PSD2 compliance, banking, and settlement.

Book a 20-min call → See the API
Already integrated
Silae Peoplespheres Unit RH Opaylink
Why you shouldn't build it yourself

Salary payments are
a distraction

Your customers are asking for earned wage access and flexible pay features. Building it in-house means banking partnerships, PSD2 compliance, settlement logic, and 18+ months of distraction from your core product.

01 — DISTRACTION

18 months of engineering you don't have

Banking integrations, virtual IBAN provisioning, compliance with PSD2/ACPR, AML checks, settlement reconciliation. Each piece is a product in itself. Your engineering team should be shipping your core features.

02 — DEMAND

Your customers are already asking

Earned wage access is the #1 requested employee benefit in Europe. If you don't offer it, a competitor will embed it first and lock in your shared customers.

03 — MAINTENANCE

Compliance never stops changing

Regulatory requirements evolve constantly. ACPR reporting, SEPA scheme updates, AML thresholds. Maintaining compliance is a permanent tax on your team unless you outsource the infrastructure.

Simple integration

One API call to
trigger a payment

RESTful API with webhooks. Create virtual IBANs, check earned balances, trigger advances, and reconcile settlements. Full sandbox environment included.

Your engineering team stays focused on your product. We handle the financial plumbing.

Request API access →
api_example.py
import plean

# Initialize with your API key
client = plean.Client("pk_live_...")

# Check earned balance for an employee
balance = client.balances.get(
  employee_id="emp_8a3f..."
)
# => { "earned": 1847.50, "available": 1200.00 }

# Trigger an advance payment
advance = client.advances.create(
  employee_id="emp_8a3f...",
  amount=500.00,
  currency="EUR"
)
# => { "status": "settled", "arrival": "2h" }
What you can embed

Six modules, one API

V

Virtual IBANs

Provision dedicated IBANs for each employee. Receive salary deposits, route payments, and reconcile automatically.

E

Earned Wage Access

Let employees see and access their earned salary in real time. Configurable advance limits and approval flows.

S

Scheduled Payments

Automate recurring payments, split payments, and multi-beneficiary disbursements through a single endpoint.

C

CET Optimization

Encode time-savings account logic directly in payment flows. Automate provisioning and reduce social charges.

P

Payment Cards

Issue virtual or physical payment cards tied to earned balances. Configurable spending rules and merchant categories.

W

Webhooks & Reporting

Real-time event notifications for every transaction. Pre-built dashboards and CSV exports for your finance team.

Integration timeline

Live in two weeks

Week 1

Integrate & test

API integration, sandbox testing, webhook configuration. Your team connects the endpoints while we handle onboarding and compliance setup.

Week 2

Go live

Production environment activated. First cohort of employees onboarded. Real-time monitoring and dedicated support channel.

Get started

Ship salary payments
without the headache

20 minutes to see if Plean fits your platform. No commitment, no paperwork.

Book a call →